FHA VA STREAMLINE REFINANCE

* 4. Edit CONFIG.web3formsKey below with your real Web3Forms key (already public-safe by design). */ (function () { const CONFIG = { companyName: "Capital New York Home Advantage", agentName: "Michael Albano — Capital New York Home Advantage LLC", phone: "(518) 400-1188", email: "malbano@capnyhome.com", chatEndpoint: "/wp-json/capny/v1/chat", // handled by capny-chat-proxy.php web3formsKey: "6d638681-a547-4d66-a0fa-1a1a0c05b2b9", }; const COLORS = { ink: "#14213D", paper: "#F3EDE0", gold: "#C9A24B", green: "#2F5233", text: "#241F1B", muted: "#8A8375", }; let messages = [ { role: "assistant", content: "Hi, I'm Claire — I help get you started with " + CONFIG.companyName + ". First things first: what's your name?", }, ]; let lead = null; let loading = false; let sendStatus = "idle"; let followupStatus = "idle"; let followupChannel = ""; let open = false; // ---------- styles ---------- const style = document.createElement("style"); style.textContent = ` @import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,600&family=IBM+Plex+Mono:wght@400;500&family=Inter:wght@400;500;600&display=swap'); #capny-launcher { position: fixed; bottom: 24px; right: 24px; z-index: 999999; } #capny-launcher button { width: 56px; height: 56px; border-radius: 999px; border: none; cursor: pointer; background: ${COLORS.gold}; color: ${COLORS.ink}; box-shadow: 0 8px 24px rgba(0,0,0,.25); display: flex; align-items: center; justify-content: center; font-size: 24px; } #capny-panel { width: 360px; max-width: 92vw; height: 600px; max-height: 80vh; background: ${COLORS.paper}; border-radius: 4px; overflow: hidden; box-shadow: 0 20px 60px rgba(0,0,0,.35); display: flex; flex-direction: column; font-family: 'Inter', sans-serif; position: fixed; bottom: 24px; right: 24px; z-index: 999999; } #capny-panel.hidden, #capny-launcher.hidden { display: none; } .capny-header { background: ${COLORS.ink}; padding: 14px 18px; display: flex; justify-content: space-between; align-items: center; border-bottom: 3px double ${COLORS.gold}; } .capny-eyebrow { font: 11px 'IBM Plex Mono', monospace; letter-spacing: .2em; text-transform: uppercase; color: ${COLORS.gold}; } .capny-title { font: 18px 'Fraunces', serif; color: ${COLORS.paper}; } .capny-close { background: none; border: none; color: ${COLORS.paper}; font-size: 18px; cursor: pointer; } .capny-body { flex: 1; overflow-y: auto; padding: 16px; background-image: repeating-linear-gradient(to bottom, transparent, transparent 43px, rgba(20,33,61,0.13) 44px); } .capny-row { display: flex; gap: 8px; margin-bottom: 14px; } .capny-row.user { justify-content: flex-end; } .capny-avatar { flex-shrink: 0; width: 24px; height: 24px; border-radius: 999px; background: ${COLORS.ink}; color: ${COLORS.gold}; font: 10px 'IBM Plex Mono', monospace; display: flex; align-items: center; justify-content: center; margin-top: 2px; } .capny-bubble { max-width: 78%; padding: 8px 12px; font-size: 14px; line-height: 1.35; border-radius: 3px; } .capny-bubble.user { background: ${COLORS.ink}; color: ${COLORS.paper}; } .capny-bubble.assistant { background: #fff; color: ${COLORS.text}; border: 1px solid rgba(20,33,61,.15); } .capny-lead-card { position: relative; margin-top: 8px; padding: 14px; background: #fff; border: 1px solid rgba(20,33,61,.2); border-radius: 3px; } .capny-stamp { position: absolute; top: -12px; right: -8px; transform: rotate(-8deg); padding: 4px 10px; font: 11px 'IBM Plex Mono', monospace; text-transform: uppercase; letter-spacing: .1em; border: 2px solid ${COLORS.green}; color: ${COLORS.green}; background: rgba(47,82,51,.06); } .capny-entry { font: 11px 'IBM Plex Mono', monospace; letter-spacing: .2em; text-transform: uppercase; color: ${COLORS.muted}; margin-bottom: 6px; } .capny-dl { font-size: 13px; } .capny-dl div { display: flex; justify-content: space-between; padding: 4px 0; border-bottom: 1px dashed rgba(20,33,61,.13); } .capny-dl div:last-child { border-bottom: none; } .capny-dl dt { color: ${COLORS.muted}; } .capny-followup { margin-top: 10px; padding-top: 10px; border-top: 1px solid rgba(20,33,61,.1); font-size: 12px; color: ${COLORS.muted}; } .capny-status { margin-top: 8px; font-size: 12px; } .capny-status a { color: ${COLORS.ink}; } .capny-input-row { display: flex; gap: 8px; padding: 10px; background: #EAE3D2; border-top: 1px solid rgba(20,33,61,.15); } .capny-input-row input { flex: 1; padding: 8px 10px; font-size: 14px; border-radius: 3px; border: 1px solid rgba(20,33,61,.2); background: #fff; color: ${COLORS.text}; } .capny-input-row button { width: 36px; height: 36px; border-radius: 3px; border: none; background: ${COLORS.ink}; color: ${COLORS.gold}; cursor: pointer; } .capny-footer { background: ${COLORS.ink}; padding: 8px; display: flex; justify-content: center; gap: 16px; font: 11px 'IBM Plex Mono', monospace; color: rgba(243,237,224,.7); } `; document.head.appendChild(style); // ---------- DOM scaffold ---------- const launcher = document.createElement("div"); launcher.id = "capny-launcher"; launcher.innerHTML = ``; const panel = document.createElement("div"); panel.id = "capny-panel"; panel.className = "hidden"; panel.innerHTML = `

Intake Ledger

${CONFIG.companyName}

`; document.body.appendChild(launcher); document.body.appendChild(panel); const bodyEl = panel.querySelector("#capny-body"); const inputEl = panel.querySelector("#capny-input"); function esc(s) { const d = document.createElement("div"); d.textContent = s == null ? "" : String(s); return d.innerHTML; } function render() { let html = ""; messages.forEach((m) => { if (m.role === "assistant") { html += `

${esc(m.content)}

`; } else { html += `

${esc(m.content)}

`; } }); if (loading) { html += `

writing…

`; } if (lead) { html += `

★ Qualified Lead

Entry No. 001

Name

${esc(lead.name)}

Goal

${esc(lead.goal)}

Timeline

${esc(lead.timeline)}

Range

${esc(lead.priceRange)}

Contact

${esc(lead.contact)}

${esc(CONFIG.agentName)} will follow up shortly.

`; } bodyEl.innerHTML = html; if (lead) { const followupEl = bodyEl.querySelector("#capny-followup-status"); if (followupStatus === "sent") { const channelLabel = followupChannel === "sms" ? "text" : "confirmation email"; followupEl.textContent = "✓ Instant " + channelLabel + " sent to " + lead.contact; } else if (followupStatus === "skipped") followupEl.textContent = ""; } if (lead) { const statusEl = bodyEl.querySelector("#capny-send-status"); if (sendStatus === "sending") statusEl.textContent = "Sending to " + CONFIG.email + "…"; else if (sendStatus === "sent") statusEl.textContent = "✓ Emailed to " + CONFIG.email; else if (sendStatus === "failed") { const body = "Name: " + lead.name + "\nGoal: " + lead.goal + "\nTimeline: " + lead.timeline + "\nPrice Range: " + lead.priceRange + "\nContact: " + lead.contact; const mailto = "mailto:" + CONFIG.email + "?subject=" + encodeURIComponent("New lead: " + lead.name) + "&body=" + encodeURIComponent(body); statusEl.innerHTML = `Click to send this lead by email`; } } bodyEl.scrollTop = bodyEl.scrollHeight; } async function notifyLeadInstantly(leadData) { try { const res = await fetch("/wp-json/capny/v1/notify-lead", { method: "POST", headers: { "Content-Type": "application/json" }, body: JSON.stringify({ name: leadData.name, goal: leadData.goal, timeline: leadData.timeline, contact: leadData.contact, }), }); const data = await res.json(); followupStatus = data.sent ? "sent" : "skipped"; followupChannel = data.channel || ""; } catch (e) { followupStatus = "skipped"; } render(); } async function emailLead(leadData) { if (!CONFIG.web3formsKey) { sendStatus = "failed"; render(); return; } sendStatus = "sending"; render(); try { const res = await fetch("https://api.web3forms.com/submit", { method: "POST", headers: { "Content-Type": "application/json", Accept: "application/json" }, body: JSON.stringify({ access_key: CONFIG.web3formsKey, subject: "New lead: " + leadData.name + " (" + leadData.goal + ")", from_name: CONFIG.companyName + " — Claire (Website Chat)", Name: leadData.name, Goal: leadData.goal, Timeline: leadData.timeline, "Price Range": leadData.priceRange, Contact: leadData.contact, }), }); const data = await res.json(); sendStatus = data.success ? "sent" : "failed"; } catch (e) { sendStatus = "failed"; } render(); } async function send() { const text = inputEl.value.trim(); if (!text || loading) return; messages.push({ role: "user", content: text }); inputEl.value = ""; loading = true; render(); try { const res = await fetch(CONFIG.chatEndpoint, { method: "POST", headers: { "Content-Type": "application/json" }, body: JSON.stringify({ messages: messages.map((m) => ({ role: m.role, content: m.content })) }), }); const data = await res.json(); let reply = (data.content || []).map((b) => (b.type === "text" ? b.text : "")).join("\n").trim(); const match = reply.match(/([\s\S]*?)<\/LEAD_CAPTURED>/); if (match) { try { const parsed = JSON.parse(match[1]); lead = parsed; emailLead(parsed); notifyLeadInstantly(parsed); } catch (e) {} reply = reply.replace(match[0], "").trim(); } messages.push({ role: "assistant", content: reply || "Got it, thank you." }); } catch (e) { messages.push({ role: "assistant", content: "Sorry — I hit a snag on my end. Could you try that again?" }); } finally { loading = false; render(); } } launcher.querySelector("button").addEventListener("click", () => { open = true; launcher.classList.add("hidden"); panel.classList.remove("hidden"); render(); }); panel.querySelector(".capny-close").addEventListener("click", () => { open = false; panel.classList.add("hidden"); launcher.classList.remove("hidden"); }); panel.querySelector("#capny-send").addEventListener("click", send); inputEl.addEventListener("keydown", (e) => { if (e.key === "Enter") send(); }); render(); })();

Do you currently have an FHA or VA Loan?

We have the program for you! It is called the Streamline Program. You can even skip a monthly house payment and receive cash back after closing. This can mean several hundred dollars in your pocket!

Just look at the benefits!

Lower monthly house payment
Lower interest rate
NO out of pocket costs
NO credit requirements
15, 20 & 30 year terms available

Streamline Refinance

This type of refinance is similar to the FHA Streamline Program. A minimal amount of documentation is needed. If you’re a Veteran, we also have special purchase programs just for you.

Do you currently have an FHA or VA Loan?

Just look at the benefits!

Streamline Refinance

518-400-1188

Capital New York Home Advantage LLC